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Hello,
I am looking into insurance for my planned trip to Bermuda this spring. My current insurance is primary coastal and limits me to New England and does not currently cover offshore, Bermuda or Bahamas.
In my initial conversation with the insurance company, they expressed some concerns that none of the crew has Bermuda experience.
While I have no offshore experience, I do have a 50 Ton Masters License with a sailing endorsement. Are all the insurance companies going to require that I include someone with offshore experience? Do I need to add “an insurance stooge” as part of the crew in order to get insurance?
I am interested in what others have done for their offshore insurance.
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John,
When I sailed to Bermuda in 2001 I got coverage from Boat/US, but not without a lot of hassle similar to what you appear to be getting. I was lucky, I had a friend in the underwriting department at Boat/US who went to the VP for me and got me the coverage. For the trip they raised my deductible and charged me some additional premium, the amount of which I no longer remember.
The issues with Boat/US sound like the same as you are experiencing. Although I had crewed 2 races to Bermuda, none of my crew had significant off-shore experience, but years of coastal cruising experience. If my friend had not intervened, Boat/US would have denied coverage.Since then I've used IMIS. IMIS has never asked for crew experience, actually they insure me for single-handed passages of up to 24 hours. Of course IMIS is not cheap, my annual premium for coverage to the Bahamas is about $2K, which is pretty much the same cost as the coverage they provided for an ocean crossing in 2007.
John
On Wed, Apr 1, 2009 at 9:19 AM, Indulgence < ([email][/email])> wrote:
Hello,
I am looking into insurance for my planned trip to Bermuda this spring. My current insurance is primary coastal and limits me to New England and does not currently cover offshore, Bermuda or Bahamas.
In my initial conversation with the insurance company, they expressed some concerns that none of the crew has Bermuda experience.
While I have no offshore experience, I do have a 50 Ton Masters License with a sailing endorsement. Are all the insurance companies going to require that I include someone with offshore experience? Do I need to add “an insurance stooge” as part of the crew in order to get insurance?
I am interested in what others have done for their offshore insurance.
John Sommer
Indulgence #179
Portland, ME—
Regards,
John Stevenson
http://www.svsarah.comPost generated from Pearson424 Forum using Mail2Forum
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John,
Here are three agencies that will cover offshore cruising. Be sure you’re sitting down when they quote you a price.
Al Golden, Sr. (ask for the Markel “Jackline” for long-range cruisers)
International Marine Insurance
800-541-4647Joe Kolisch
USI Insurance Services LLC
201 Alhambra Circle # 1000
Coral Gables,FL 33134
cell 305-992-3482
office 786-454-2066
Fax 610-537-9627
e-mail
http://www.kolisch.comBill Hodgens
W.R.Hodgens Marine Insurance. Inc.
2015 SW 20th Street, Suite 100
Fort Lauderdale, FL 33315
954 523 6867
Fax: 954 523 6488Good luck. Let us know how you make out.
Tor
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Silver Heels, P-424 #17
http://www.SilverHeels.us
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Original Message
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John:
I think Walter switched to IMIS when he went offshore this last fall/winter. One other issue that came up was the requirement for a survey of the boat for offshore. This added a whole additional list of things to get done before heading off. If you are going to have to do the same thing, make sure time is on your side.
Paul
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Right. For vintage boats like ours they all want a complete dry-dock survey. Scratch one more boat unit.
Tor
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Silver Heels, P-424 #17
http://www.SilverHeels.us
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Original Message
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I have sailed to Bermuda with Hull #133 three times without insurance because I would not “spring” for the excessive premiums. Sailed from Ft Lauderdale to Bermuda to Stamford, CT each time. Each with different weather & wind conditions.
Sold her a few years ago.l
Irin Paris
In a message dated 4/1/2009 9:22:55 A.M. Eastern Daylight Time, writes:
Hello,
I am looking into insurance for my planned trip to Bermuda this spring. My current insurance is primary coastal and limits me to New England and does not currently cover offshore, Bermuda or Bahamas.
In my initial conversation with the insurance company, they expressed some concerns that none of the crew has Bermuda experience.
While I have no offshore experience, I do have a 50 Ton Masters License with a sailing endorsement. Are all the insurance companies going to require that I include someone with offshore experience? Do I need to add “an insurance stooge” as part of the crew in order to get insurance?
I am interested in what others have done for their offshore insurance.
John Sommer
Indulgence #179
Portland, MEWorried about job security? Check out the 5 safest jobs in a recession.
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John
When I sailed there a few years back, I insured with Boat/US. That was my first offshore trip and they didn’t hassle me about experience. I was required to have the boat inspected and list crewmembers. I also had to attest to being proficient in celestial navigation. That’s about it.I’ll be on the island near Kings Wharf on June 25, 26 if anyone else is there. I’m arriving on a cruise liner, but I’d love to stop by and share a beverage if anyone is there.
Regards
Rich
BlackSheep
Original Message
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Thanks all for your responses…I am scheduling a survey for mid-April (it takes some time to get the cover off and get her put back together). I’ll keep the group updated on my insurance drama.
Rich, I will be berthed at Penno’s wharf on 6/25 and 6/26. Please do stop by…I’d love to share some rum from Indulgence’s stores with you. Late afternoon would probably be the best time to catch us, as we should be back from our island adventures enjoying a cocktail.
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John
I’ll be coming in on the Norweigan Spirit. We’re supposed to berth at the opposite end of the island, but you never know. They sometimes change these plans. If I can make it to St George, I’ll look you up. We too would enjoy meeting. Will you have a cellphone number available?The last time I sailed there, I rented a slip in Dockyard, that’s near Kings Wharf at the other end of the islands. It was very nice and more cost effective than St. George. Its not as close to the nightlife and such however, so its not for everyone. There is a nice beach closeby and the fort is worth a visit.
Regards
RichQuote:<.. snip>Post generated from Pearson424 Forum using Mail2Forum
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